It’s astonishing how often I hear that people in their 30s and 40s are in debt, and that they don’t know how to manage their money.
Of course, being able to save or pay for the things you need is largely contingent upon the amount of money you earn, and the lifestyle you live.
If you’re living a life that you can’t afford, something has to change.
And if you don’t have enough money for a fairly basic standard of living, then you might want to think about the job you have.
So which should you change? That depends how committed you are to changing, and the reason you need to change. Your finances are directly linked to your goals in life, and the plans you have for your future.
It’s not as simple as me saying one or the other. Rather, it’s important to think about what you want from life, and, of course, what you’re willing to do to get it.
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